Do you have a pile of bills that are past due? Do you have delinquent credit cards? Are you having trouble facing any personal finance monsters? Does it feel like it will never end?
Well my mission is to convince you that it does end, and there is a good life after being past due!
I filed bankruptcy once, and I almost filed again for a second time! I was able to avoid bankruptcy the second time however, and making the decision to fight back was the best one ever! It wasn’t easy though!
I struggled for many years and went through a lot of trial and error figuring things out. I also didn’t have a lot of support and it seemed like everyone tried to console me by telling not to pay back what I had promised to payback! I knew there was something deep down inside that was telling me I could be better, and do better. I learned that it was not what happens to you, but how you react with what happens to you that makes the difference.
This book is the conversation that I would of liked to have had with someone when I was going through this dreadful time.
I will show you what I have done to clean my financial messes up, and live primarily without credit. We will cover how to do a budget, how to get caught up on past due bills, dealing with collectors, dealing with the emotions of being past due, and more!
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